Richrme
July 2026 · from your cost sheet
Good afternoon, there
Where you stand today, and the one move that matters most.
Month
Cost view
Currency
Needs attention
You spent AED 1,374 more than you earned in July 2026.
Nothing to allocate this month. The fix is on the cost side — start with the biggest variable lines.
Open budgetNet worth
AED 295,638
AED 286,073 invested · AED 9,565 safety net
Emergency fund cover
0.4 of 6
AED 9,565 against AED 24,867 a month
Living costs, Jul '26
AED 22,686
-9% vs rolling average
Progress to freedom
19.3%
Toward AED 1,480,938 on EQQQ
Net worth mix
3 accounts · 97% invested, 3% safety net
AED 295,638
net worth
IBKR66%
AED 194,056
OKX31%
AED 92,017
Active Saver3.2%
AED 9,565
Biggest categories · July 2026
TravelAED 7,145
31% of living costs
GroceriesAED 4,639
20% of living costs
Transport & MobilityAED 2,793
12% of living costs
Goals
Emergency Safety Net8%
AED 9,565 of AED 120,000 · via Active Saver
Home Down Payment19%
AED 77,000 of AED 400,000
Travel Fund29%
AED 11,750 of AED 40,000
New Car Fund36%
AED 33,000 of AED 92,000
1
streak
months you invested something
months you invested something
Mar '26
Apr '26
May '26
Jun '26
Jul '26
5
streak
months living costs stayed under salary
months living costs stayed under salary
Mar '26
Apr '26
May '26
Jun '26
Jul '26