Richrme
July 2026 · from your cost sheet
Your way to financial freedom
The pot you are building, how fast it grows, and when it reaches each target.
Month
Cost view
Currency
Tracked value today
AED 286,073
growing by AED 1,100 a month
IBKR and OKX only — the emergency fund is not part of this. At your recurring rate, EQQQ is the first target you reach: 7.4 years away.
Added per month, recurring
AED 1,100
From recurring IBKR + OKX transfers
One-off top-ups so far
AED 37,000
Bonuses, not projected forward
First target reached
7.4 years away
AED 1,480,938 on EQQQ
Return basis
10-year annualised
Switch it above
Pot projection
Projected at 20.15% a year (10-year annualised), adding AED 1,100 a month.
Projected pot
Capital needed
SWDA / IWDA · AED 2,435,992
CSPX · AED 2,063,686
EQQQ · AED 1,480,938
Years from now, at the recurring transfer rate
How far along each pot is
Each bar is the capital that fund would need for its average return to cover AED 298,409 a year. The filled part is your AED 286,073 tracked today.
SWDA / IWDA12.25% a year12% ofAED 2,435,992
AED 2,149,919 to go · 15.3 years away
CSPX14.46% a year14% ofAED 2,063,686
AED 1,777,613 to go · 12.1 years away
EQQQ20.15% a year19% ofAED 1,480,938
AED 1,194,865 to go · 7.4 years away